How We Work

Once you have chosen your car from our inventory, we have several options to get you behind the wheel.

Do you already have your own bank or credit union? We will provide you with everything you need to give your financial institution so they can process your loan. Once they approve you, they will issue a draft or a check and then you can come pick up your car.

For our prime credit customers, we can offer various options with the most competitive rates.

If you have bad credit or no credit, don't worry!
First time buyers, recently divorced, repossessions, no matter what your situation is, we can get you approved with one of our different banks, credit unions or lenders.

If you choose to use one of our financing tools, the requirements are as follows:

• You must be currently employed making at least $900 every month before taxes.
• You must be able to provide current proof of income (within the past 30 days).
• You must be able to provide current proof of residence (within the past 30 days).

To drive off the same day, bring the following documents with you on your test drive.

• Two of your most recent check stubs or a letter from your employer stating your gross monthly income. If you are paid in cash or self-employed, you must bring 3 most recent bank statements.
• Your most recent utility bill (ex. phone, electric, water, gas, or bank statement) or 2 pieces of mail with your name and address on it dated within the past 30 days.

Monthly notes range from $200 to $650 depending on the value of the car you choose, how much you put down, your income, and your particular situation.

Down payments range from $800 to $5,000 depending on the value of the car you choose, your income, and your overall stability. The average down payment is $1,200.